9 out of 10 Times
We Will Beat the Bank
We have relationships with the top banks and private lenders in Canada, giving us
access to a variety of mortgage products and credit lines, often with exclusive interest rates. Ask us how we can save you money on your mortgage.

Our Mortgage Group Has Saved Calgarians Thousands of Dollars

Visit Us in Downtown Calgary to Learn How We Can Save You Money on Mortgage Interest & Penalties

We work with all major financial institutions and private lenders, including the big banks and lending corporations.

Working with us to find the right mortgage for your needs is absolutely free to you. On your behalf, we will seek the right lenders at the most competitive interest rates and have them compete for your business.

Whether you are seeking your first mortgage, a refinance on your existing one, or a home equity line of credit, you can trust the mortgage professionals at Higgelke Mortgage Group to find the right mortgage solution for you.

More than just the interest rate, we will present you options that are competitive, flexible, and tailored to your specific requirements. Need something with a low early-termination penalty? No problem! Seeking a mortgage that will allow you to take a payment holiday? We will find it!


"I had been exploring different investment options and I needed help to better understand them. As a result, I contacted Josh and from the first day we sat down and talked I felt very comfortable speaking with him about different options. What impressed me the most was that Josh listened to me and took my objectives into consideration when presenting alternatives... it was clear that Josh was genuinely interested in helping me. It's true! Thanks."
- Allen Dias
Education Centre

Higgelke Mortgage Group

The HMG Advantage

We really do care. It’s that simple. Many people consider the only benefit of a Mortgage Broker to be the interest rate they’re able to negotiate for you. While our experience shows that 9 times out of 10, we beat the bank on the interest rate earned for our clients – that’s not all we bring to the table.

As an advocate for you during the buying process, we have your best interests at heart, not the banks. We will spend the time necessary to provide education, advice, guidance and support for you to set you up with the right mortgage. Learn more about the benefits of working with us.

Axiom Mortgage Solutions

The Axiom Advantage

Being licensed by Axiom Mortgage Solutions network, we are afforded many benefits not available to other Mortgage Brokers. With over $1 Billion in annual mortgages sold, our buying power is incredible. Most times, we are able to negotiate rates better than anyone else can advertise.

Learn more about the Axiom Advantage.